Introduction. The following terms and conditions govern your use of this website (COOLPrivateWealth.com) . Your use of this website and Content (defined below) constitutes your acceptance of these terms and conditions. If you do not agree with these terms and conditions, you should immediately cease use of this website and Content.

This website presents information and content that is owned or licensed by COOL Financial. When used in these Terms and Conditions, "we" and "our" mean COOL Financial and "you" and "your" refers to any individual, company, or legal entity that accesses or otherwise uses this website.

Additional Terms. COOL Financial offers products and services available through portions of this website and other COOL Financial websites. These terms and conditions apply only to your use of this website and Content, and they do not apply to your use of any products or services offered by COOL Financial. We may have established or will establish additional or different terms and conditions for certain products and services. In many instances, our products or services involve sophisticated financial instruments or investments that are regulated by public authorities. You agree to review all applicable terms and conditions relating to COOL Financial products and services. In the event of any conflict between the terms and conditions on this website and such additional terms and conditions, the additional terms and conditions shall govern and control. Further, if you have a policy or account with COOL Financial, your customer relationship is also governed by other agreements, such as your policy or account agreement, as applicable. In the event of any conflict between the terms and conditions on this website and such policy or account agreements, your policy and account agreements shall govern and control.


Ownership and Use of Content. All of the information and content on this website, including, but not limited to, all text, analyses, reports, articles, graphics, software applications, video and audio files and photos, trademarks, service marks and trade dress ("Content") is owned or licensed by COOL Financial.The Content is protected worldwide by applicable intellectual property laws. You may make and use printouts of the Content for your personal, non-commercial use only, provided that the printouts retain all copyright, trademark, and other proprietary notices. COOL Financial reserves the right to terminate at any time your right to make personal copies of Content. You must obtain COOL Financial's prior written consent (if we agree) before you use the Content on any other website or in a networked computer environment for any purpose, or before you republish or redistribute the Content, or otherwise use the Content for any purpose other than your personal, non-commercial use. You may not frame the Content within another website. Except for the limited use rights expressly provided in this paragraph, all rights in Content are reserved. We will prosecute to the full extent of the law if you are found with copywrited content found on this website.


Links. We do not endorse any third party websites not under the control or operation of COOL Financial. We have not reviewed any or all such sites that may be linked to this website and we are not responsible for any such websites linked to this website. Your linking to any websites from this website is at your own risk. By linking to a website or permitting a link to this website, COOL Financial does not endorse the website operator or the content of the linked website. Subject to the terms of applicable service or other agreements, we will remove any link from this website upon request from the owner of the linked website.


NO WARRANTY. Your use of this website and Content is at your own risk. We strive to provide accurate and up-to-date material on this website. However, we make no warranties or representations as to the accuracy or timeliness of the Content. Content may become inaccurate as a result of developments after its publication on this website. COOL Financial assumes no responsibility to keep Content current or to correct inaccuracies or errors in Content. The Content on this website and the operation of it are provided "as is" and COOL Financial disclaims all representations or warranties of any kind, either express or implied, including warranties of merchantability, fitness for particular purpose, title, non-infringement, accuracy, completeness, and timeliness. Certain jurisdictions may not permit certain disclaimers of warranties. In such case, we disclaim warranties to the fullest extent permitted by the applicable law.

Your Responsibility for Security. COOL Financial assumes no liability or responsibility for any damages to you, your computer, or other property due to your access to, use of, or downloading of Content. If you download or copy Content from this website, you are responsible for taking all reasonable precautions necessary to ensure the security and integrity of your computer and systems, including employing virus protection software.

NO LIABILITY. Neither COOL Financial, any of its agents, nor any other party involved in creating, producing, or delivering this website or Content is liable for any direct, incidental, consequential, indirect, lost profits, loss of business or data, or punitive damages arising out of your access to, or use of, this website or any Content.

Additional Information. All information, other than personal information subject to COOL Financial's Internet Privacy Policy, submitted to COOL Financial through this website or any related COOL Financial website is the property of COOL Financial. COOL Financial is free to use any ideas, concepts, know-how or techniques that you may submit to COOL Financial through this website for any purpose, including but not limited to, improving our services. We are not subject to any obligations of confidentiality regarding any submitted information except as specified in COOL Financial's Internet Privacy Policy, as set forth in any additional terms and conditions relating to specific products or services, or as otherwise specifically agreed or required by law.

Changes. COOL Financial reserves the right to change the Content on this website and these Terms and Conditions from time to time at any time without prior notice. The changes may include superseding terms and conditions or specific notices. YOU SHOULD REVIEW THESE TERMS AND CONDITIONS FROM TIME TO TIME TO BE AWARE OF ANY CHANGES THAT ARE MADE. Your continued use of this website constitutes your acceptance of any change or update, all of which shall become controlling when posted.


Children. This website does not intend to market any COOL Financial products or services to children under eighteen (18) years of age. COOL Financial does not knowingly gather or solicit data from children under eighteen (18) years of age through this website for marketing purposes. By using this website you represent that you are not under eighteen (18) years of age. We only deal with clients under the age of eighteen (18) years of age if they are represented by an agent.

Governing Law. These Terms and Conditions shall be governed by, and construed in accordance with, the laws of the United States, without giving effect to conflict of law principles thereof.

Miscellaneous. COOL Financial is not interested whatsoever in doing business with people/companies that lie, cheat, steal, poor quality, or are otherwise unethical. We require 3 credible & professional references before enhancing your net worth.